amazon business prime american express card review

So, I thought I'd start a chat to let them know of the problem. You get the standard $125 Amazon gift card on approval with an eligible Prime membership and you also get a $100 statement credit after you spend $3,000 on the card in the 2% back and 1% back categories in the first 3 months (e.g Amazon purchases do not count). Power's 2019 Small Business Credit Card Satisfaction Study. Perhaps most importantly, cardholders can earn 3% back on purchases with Amazon.com, Amazon Business, AWS and Whole Foods. Wtf? It's possible to instead decide to take 90 days to repay those purchases without interest. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: Amazon Business Prime American Express Card Review. 5% Earnings on your first $5,000 in purchases every year, then 2% unlimited Earnings on purchases after that. Customers can get in touch with American Express 24/7 by calling 800-528-4800. Reviewed in the United States on November 26, 2018. While ostensibly free of an annual fee the card requires an Amazon Prime membership. 2% at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. The best Amazon.com Credit Card benefits are a $60 Amazon.com gift card after account approval ($100 for Prime members) and 3% back at Amazon.com and Whole Foods (5% for Prime members). Welcome Offer: Earn a bonus when you simply get approved for this card. Purchases made on Amazon (you must have an eligible Amazon Prime account) offer 5% cash back on the first $120,000 in purchases each year. This offering from Amazon and Amex is a solid credit card option for small business owners who also happen to be Amazon Prime members. I did so and could not get out of the T&C without losing my application so I could never hit submit. I have always loved AMEX and a huge Amazon fan, both for the frictionless yet secure experiences they provide. You can also log into your account and live chat with a representative, or send questions and comments to @AskAmex on Twitter. I asked if she could escalate the problem because I saw another customer who had the same issue - I even read the review to her. With this card, you also earn 2% back at gas stations, restaurants and drugstores (1% on all other purchases). The other Amazon Visa card is similar to the Amazon Prime Rewards Visa Signature Card in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. Visit americanexpress.com to learn more. So the Interest is Higher, This is a card for middle of the road credit. Amazon newly released the Amazon Business Prime American Express Credit Card. Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. New Amazon Business Prime American Express Card holders receive a $125 Amazon gift card upon approval. You should also compare the 2% cash back you’ll earn on dining, cell-phone service, and gas purchases to what you make on those purchases on other cards you might carry. Chip technology is designed to increase security, and there is a dispute resolution process to help with fraudulent purchases. The Amazon Business Prime American Express best suits business owners who make a lot of Amazon-related purchases for which they want to receive generous and flexible rewards. Earn 1x points for every $1 spent on all other purchases. In the first year, though, the $119 be justified by at least the $125 Amazon credit you receive when you’re approved for the card. 2020.6 Update: The offer is now $125. Upon approval of the Amazon Business Prime American Express card, cardholders receive a one-time bonus of $125 Amazon gift card--a nice one-time offer that requires no spending to earn. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. If indeed this was a legitimate offer, well thanks for nothing, as its been a complete waste of time, and a cause for concern. Watch out Amex does not have your business in mind. Not going to fill it out all again! We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. However, those who make Amazon purchases don’t have to earn cash back, though. I filled out the application and was asked to read the terms and conditions first. The Amazon Business Prime American Express card offers two main ways to redeem rewards: There aren’t point-transfer options with this card. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Earn up to 3 Stars per $1 at Starbucks stores, 1 Star per $2 at grocery stores, local transit and commuting, and internet/cable/phone services, and 1 star per $4 spent outside of Starbucks stores. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. Plus 2% Shell rebates on your first $10,000 dining and grocery purchases per year, and 1% Shell rebates on other qualifying purchases. I arrived here via an email "from" Amazon, advertising this business AMEX/Amazon card. 948 people found this helpful 1,052 global ratings | 1,052 global reviews, Reviewed in the United States on November 14, 2018. It would not let me submit otherwise. I have spent 38 years trying to get AMEX credit and be it $500 or $5000, I am happy to be approved. The card is also helpful for those who buy a lot for their business from Amazon, and aren't Amazon Business members. Cardholders who are eligible Prime members (including Business Prime) get the sweetest rewards: 5 percent back or 90-day interest-free payment terms on U.S. purchases at Amazon Business, Amazon Web Services, Amazon.com or Whole Foods. Plus, earn an additional $100 statement credit after you spend $3,000 on the Card in the 2% Back and 1% Back categories in your first 3 months. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. Either $5 or 3% of the amount of each cash advance, whichever is greater. This includes purchases made at Amazon.com, AWS, Amazon Business, and Whole Foods Market. We also assign value to sign-up bonus offers and their initial spending requirements, when present. Both the Amazon Business card and Amazon Business Prime card offer a choice of Amazon reward points (1.5% and 2% respectively) or extended terms on UK Amazon purchases, … We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Finally, if you’re more than a solo enterprise, consider requesting extra cards for employees who make purchases for the business. Enhanced data view for business purchases analysis and reconciliation, Return purchase protection of up to $300 per item and $1,000 per account, Secondary rental car loss-and-damage waiver. Its score of 838 out of a possible 1,000 was just below that of Discover, and well above the industry average of 849. That’s because the Amazon Business Prime American Express includes access to the Amazon Business Enhanced Data Views tools that allow you to better organize Amazon purchases. Alternatively, your business can be a member of Business Prime, the cost of which varies by the size of your business and the number of card users. There's a problem loading this menu right now. As with many cards, the Amazon Business Prime Card has its own specific niche. Earn 2% back on purchases at Walmart stores, Walmart & Murphy USA Fuel Stations, and on dining and travel purchases. Well, Amazon, usually I'm impressed with your service - you missed the boat on this one. Was required to reveiw the terms and conditions but could not return to the completed application. This was more frustrating than frictionless. WRONG! With two personal reward cards already available, Amazon has extended its credit range with a pair of business credit cards that let you earn bonus reward points on all Amazon purchases.. Pressed the submit button and nothing happened? While cardholders earn cash back in the form of points, they don’t earn those in the form of Membership Rewards points, as with some other American Express cards. The APR starts at 16.99% and goes as high as 29.99%. 5 points/$1 spent at Toyota dealerships, 2 points/$1 spent on gas, dining and entertainment purchases, 1 point/$1 spent everywhere else Visa is accepted. After clicking the email, and redirected to the Amazon page, I read the offer, and the customer reviews. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). Full Review of Amazon Business Prime American Express Card, Seeks to maximize cash back earnings across spending categories, Earning a primary or side income from a small business, Incurs gasoline or other commuting expenses each month, Amazon Business Prime American Express Card One-Time Bonus, Amazon Business Prime American Express Outstanding Benefits, Amazon Business Prime American Express Card, U.S. Bank Harley-Davidson® Visa® Secured card. Through its option to take rewards on Amazon purchases in the form of 90-day interest-free loans, essentially, the card has additional appeal as a source of short-term funding for your spending at Amazon, including at AWS. The Amazon Business Prime American Express Card is a co-branded Amazon business credit card. Let’s assume you use the card for 50-50 mix of Amazon spending, which earns 5%, and that on gas, dining, and cell-phone service, all of which earn 2% in cash back. After explaining the situation in the Chat 5 times - literally - I was transferred to a phone agent, who told me to try it again because she had not heard of this issue. It also analyzes reviews to verify trustworthiness. Earn 1% back on all other purchases. Earning is fairly straightforward with the Amazon Business Prime American Express card. AMEX IS A RIP OFF - DO NOT WASTE YOUR TIME, Reviewed in the United States on January 2, 2019. When compared among all business cards in our database: For Amazon Business Prime American Express Card, See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Of 838 out of a possible 1,000 was just below that of Discover, and on wireless services! Card holders receive a $ 100 Amazon.com Gift card viewing product detail pages, look here to find an way... Widening the number of cardholders will help ensure that as many expenses as possible earn rewards for the Amazon,. 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Rip off - do not WASTE your time, reviewed in the Apple app Store will result in disabled... Your first $ 5,000 in purchases every year, then 2 % unlimited Earnings on purchases with Amazon.com Amazon... And travel purchases sign-up bonus offers and their accessories while ostensibly free of an annual fee the card appealing...

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